Live on the App StoreAfloat: a personal budget that starts with your bills
One honest number for today: what is safe to spend after every bill, budget and goal of the month is already covered.
The task
Most budget apps show what was already spent. The goal was to show what the month still has to pay, keep money for it aside and turn the rest into a daily number — without asking for a bank login.
What we built
- 01
Safe to spend today
What is left after bills, budgets and goals, split over the days ahead; spend less today and tomorrow gets more.
- 02
Bills first
Rent, utilities, subscriptions, loans and card payments are set aside before spending, with reminders the day before and on the day.
- 03
Months ahead
Planned income against bills, budgets and goals, so tight months show up early.
- 04
Statement import
PDF, CSV or screenshots from any bank arrive as categorized transactions; a receipt photo fills in a bill.
- 05
Where money goes
Spending by category, month by month, compared with the month before.
- 06
Private by design
No bank login, no account, no ads: data lives on the iPhone and, with Premium, in the user's own iCloud.
Built with
- Swift
- SwiftUI
- WidgetKit
- iCloud
- StoreKit